It is estimated that 9 in 10 Americans alone are owed cash that sits unclaimed year after year. So, it's quite likely that some of this money belongs to you. The question is how much? Unclaimed money search to find lost money, assets, cash and property. Unclaimed Cash also has free tools on how to collect the found money Enter your first and last name in this form . They may search our entire lost money database and return the amount of unclaimed money we locate which may belong to you. 

What is Unclaimed Property? 

  • Unclaimed property can be any financial asset or sum of money that appears to have been abandoned by the owner. Some typical types of unclaimed property include: 
  • Utility deposits (very common), 
  • credit balances, 
  • store refunds Uncashed dividend,
  •  payroll or cashier's checks Stock certificates or accounts, 
  • bonds, 
  • mutual fund accounts
  •  Life insurance policy proceeds 
  • Undistributed wages 
  • Checking and savings accounts 
  • Gift certificates 
  • Traveler's Checks 
  • Safe deposit boxes 
  • Royalty payments 
  • Court payments or deposits 
  • State laws require financial institutions, public utilities, and various other entities to report personal property considered abandoned or unclaimed. The account or property must have been inactive for some period of time specified by state law, and the whereabouts of the owner must be unknown. 

You Might Have Unclaimed Property If… 

  • You have moved -- with or without -- leaving a forwarding address. Moving is the main source of abandoned utility deposits and bank account balances. 
  • You have retired, been reassigned, or laid off from a job 
  • You have not made a transaction on your checking or savings account for over three years 
  • You have stopped payments on an insurance policy 
  • You have an uncashed check made out to you more than 3 years ago 
  • You regularly throw away your mail without reading it. Y
  • ou have noticed that regular dividend, interest, or royalty checks have stopped coming 
  • You have settled a deceased family member's estate 

What About Paid Property Search Firms? 

Many firms advertise that they will go out search for unclaimed property on your behalf. Many of these firms are totally honest and offer good services. However, watch out for firms that have already found unclaimed property belonging to you and want to charge you to recover it. More often than not, if you can find it, and prove it's yours, you can claim it yourself. Many states require search firms and heirfinders to be licensed or registered and impose legal limits on how large a percentage of the value of the claimed property they can charge. 

Always check with the unclaimed property department within your state government before signing a contract with a property search firm

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