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Paytm will going forward levy 2% fee charges on adding money to wallet using your credit cards.. They say it was necessary because they saw a disturbing trend when many users started funding their Paytm wallet with their credit cards and transferring it to the bank all for free. They were not only getting free loyalty points which effectively is free cash but also getting access to free credit.. Further Paytm pays fee to card networks or banks whenever you use any payment instrument like any other online commerce company. Indeed Paytm pays lots of hefty charges when you use your credit card to card networks and issuing banks. If user simply adds money and takes to bank, we lose money

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