Choosing the right credit card is important to gain lot of benefits. The main point in any credit card is if you pay on time you end up making lot more money through cashback, deals and offers, rather than paying by cash or debit cards, so we have compiled this list of Best Credit Cards in India you can choose for based on our detailed research and personal experience.

Citibank Rewards Credit Card

With benefits worth Rs 4800+ in first year Fee waiver of Rs 1000 on annual spends of Rs 30000 Points worth Rs 850 on card activation Additional points worth Rs 2950 Annual fee waived off on expenditures. Never - expiring reward points Simply tap and pay using contactless card limited Period offer Get Rs.1000 additional cashback and Rs.1000 amazon pay gift card for any purchase within first 60 days of card issue. This makes it one of the best Credit Card in India for now with 0 hidden fees and the best in class customer support.. they even waive any interest fees on requests if needed.. 

  • HSBC Visa Platinum Card

  • No joining fee. No annual fee. It's lifetime FREE + 5X rewards on spends over  4,00,000 in a year, for up to maximum Rs. 15,000 total reward points BookMyShow voucher worth  500 on spends of  50,000 or more in a calendar month Up to 15% discount at 1,000+ restaurants across major cities


71 litres of FREE petrol based on spends =  5,396 (approx.) annual savings. Calculation is based on price of petrol in Mumbai as of April 2020 4 turbo points on every  150 spent at Indian Oil petrol stations. Turbo points can be exchanged for free fuel Complete waiver of the 1% fuel surcharge at authorized IndianOil outlets Save on annual fees by spending just  30,000 every year

  • Simply SAVE SBI Card

  • Maximum savings on everyday purchases with up to 10x reward points on spends at department stores, groceries, movies, dining and more Annual fee waiver based on yearly spends 1% fuel-surcharge waiver at petrol bunks on transactions between  500 &  3,000, up to  100 per statement cycle

FREE PVR movie tickets every month on spending  10,000+ in a monthly billing cycle  Insurance cover for lost or stolen cards Annual fee waiver based on yearly spends 1% fuel-surcharge waiver at petrol bunks discount at 1,000+ restaurants across major cities

  • Standard Chartered Super Value Titanium Card

  • 5% cashback on fuel up to  200 monthly (including 1% cashback on fuel surcharge) 5% cashback on utility bills up to  100 monthly 5% cashback on telecom bills up to  200 monthly Annual return of approx. 2.3% based on spends 100% cashback of up to  1,500 on 1st transaction at fuel pumps within 90 days
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