HDFC Credits Cards are now Lifetime Free | Limited Time LOOT Offer

HDFC Bank is offering select credit cards as lifetime free for a limited time as part of its Festive Offer, which is valid until October 31, 2025. The promotion includes popular cards like the Swiggy HDFC Bank Credit Card, Millennia, and IRCTC Credit Cards You can apply for these credit cards online directly through HDFC Bank's website. The bank's internal guidelines and your eligibility will determine which cards you are offered

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• Swiggy HDFC Bank Credit Card: This is an excellent option for frequent Swiggy users, offering high cashback rates on food orders and other online spending.
• HDFC Bank Millennia Credit Card: This card is well-regarded for its online cashback benefits.
• IRCTC HDFC Bank Credit Card: This is a good choice for those who travel frequently by train, as it offers accelerated rewards on railway ticketing.
• HDFC Bank BizGrow Credit Card: Tailored for self-employed individuals and small business owners, this card provides benefits on business-related expenses and bill payments.
• HDFC Bank Pixel Credit Cards: This customizable, app-based digital card range includes variants like PIXEL Go and PIXEL Play, which allow customers to earn accelerated cashback on spending with their favorite merchants

Important points to remember

• Limited-time offer: This is a promotional offer that ends on October 31, 2025.
• Eligibility: Your eligibility for a lifetime free card is based on factors like your age, occupation, and credit score.
• Other charges: While the annual and joining fees are waived, other standard charges like interest on outstanding balances, late payment fees, and cash advance fees will still apply.
• Varying benefits: Lifetime free cards may not include the premium welcome benefits associated with paid cards