official Kotak Neo app referral program does not currently offer a flat Rs. 300 cash reward plus 15% lifetime commission. The active offer is a reward of ₹500 and 10% brokerage share for 2 years for each successful referral. 
How to Refer a Friend
  1. First Register on Kotak Neo app and Open Demat account >> ENTER HERE
  2. Log in to your Kotak Securities account via the Kotak Neo App or the official website.
  3. Navigate to the "Refer & Earn" section (usually under the profile or "Help & More" menu).
  4. Generate your unique referral link.
  5. Share the link directly with friends and family via WhatsApp, social media, or other platforms.
  6. Ensure the referred person opens their account using your unique link for the referral to be successful. 
  • Referrer Reward: For every successful referral (where the referee opens an account using your unique link), you can earn ₹500.
  • Brokerage Share: Additionally, you receive 10% of the brokerage generated by your referee's trades for a period of two years.
  • Monthly Limit: The ₹500 account opening reward is capped at the first four successful account openings per month. There is no limit on the brokerage sharing for all the referred clients within the 2-year eligibility period.
  • Redemption: Rewards are credited as "Referral Points" to your ledger. 1 referral point equals ₹1 when transferred to your equity/MF ledger (or ₹1.33 for netting off future brokerage charges, valid for 365 days)

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