official Kotak Neo app referral program does not currently offer a flat Rs. 300 cash reward plus 15% lifetime commission. The active offer is a reward of ₹500 and 10% brokerage share for 2 years for each successful referral.
How to Refer a Friend
- First Register on Kotak Neo app and Open Demat account >> ENTER HERE
- Log in to your Kotak Securities account via the Kotak Neo App or the official website.
- Navigate to the "Refer & Earn" section (usually under the profile or "Help & More" menu).
- Generate your unique referral link.
- Share the link directly with friends and family via WhatsApp, social media, or other platforms.
- Ensure the referred person opens their account using your unique link for the referral to be successful.
- Referrer Reward: For every successful referral (where the referee opens an account using your unique link), you can earn ₹500.
- Brokerage Share: Additionally, you receive 10% of the brokerage generated by your referee's trades for a period of two years.
- Monthly Limit: The ₹500 account opening reward is capped at the first four successful account openings per month. There is no limit on the brokerage sharing for all the referred clients within the 2-year eligibility period.
- Redemption: Rewards are credited as "Referral Points" to your ledger. 1 referral point equals ₹1 when transferred to your equity/MF ledger (or ₹1.33 for netting off future brokerage charges, valid for 365 days)

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