Navi running promotional campaigns where users can earn 10,000 Navi Coins (worth ₹100) as a joining or milestone reward. These coins are primarily earned by making your first bill payment or through referral programs when you invite friends to use the app. Make your first payment through the link below, and get flat ₹25 cashback instantly


How to Avail the Offers
  • Joining Bonus: Download the Navi App and complete your registration. During promotional events (like 'Navi Powerplay'), completing your first UPI transaction or bill payment can reward you with 10,000 Navi Coins
  • Refer & Earn: Share your unique referral code or link with friends. When they sign up and make a qualifying first transaction (such as a small investment in digital gold or mutual funds), you can earn bonus coins or direct cash rewards
  • Milestone Rewards: Regular UPI transactions, merchant payments, or consecutive daily payments (paying for 25 days in a month) often unlock smaller coin drops (e.g., 300 to 1,000 coins) which accumulate toward your 10,000-coin goal. 
Redeeming Navi Coins
  • Value: The reward currency functions on a standard conversion where 100 Navi Coins = ₹1. Therefore, 10,000 Navi Coins equates to ₹100.
  • Usage: You can redeem your accumulated coins directly inside the app to pay for mobile recharges, utility bills, or convert them into cash for your linked bank account.
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